Unibenco Inc. > Group > Self-Administered Programs

Self-Administered Benefits

Medium and large companies can save money using a self-administered plan in a new, different and better way

Unibenco helps design a complete solution that addresses the increasing cost of group benefit programs including:

Plan analysis
Health and Welfare Trust or an ASO plans
Stop-loss protection
Fully insured benefits
Claims administration software
On-going support

What are the benefits?

Cost reduction without affecting employees’ satisfaction
Low administration fees and agent commissions
Tax-deductible contributions to the Health and Welfare Trust
Both partners and employees are eligible to participate
Permanent access to claim status reports
On-going plan support

How does the program work?

Unibenco helps you set up a Health and Welfare Trust and provides the support required to process claims with increased efficiency and minimal cost. Claims can be submitted either by the employees or directly by physicians and dentists. Administering a network of preferred providers is also possible to further enhance your group benefits program and improve cost control.

What do you start?

Analyze and design your own plan
Unibenco helps you establish the savings potential and assists in the design of the plan in accordance with your objectives and needs
Unibenco prepares employee benefit booklets and design enrollment forms

Set up a Health and Welfare Trust
Unibenco provides assistance to set up the Health and Welfare Trust and determine adequate contribution levels based on previous experience data

Administer claims submitted to the HWT
Claims can be adjudicated and paid directly by the Health and Welfare Trust, by an ASO plan or by a Third Party Administrator. Optionally, Unibenco can provide dental claims adjudication services.

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